Hidden behind the rate quote
are fees that add to the real cost of the mortgage. Make sure that you
know what you are paying for. Don't pay a middleman plus the cost of the
loan. Make sure that you are dealing with a direct lendor, not a mortgage broker
Make sure that you are pre-qualified before you call your realtor.
You really want to know how much house you can afford to buy before spending the
time to look at houses.
Here is a Mortgage
Worksheet so that you will know what information you will need to provide
to get your loan.
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