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Contact Me
Jack & Tracey Edwards
Mobile: (916)240-9302
Fax: (916) 684-7706
Email Me
Interest Rates/Loans Coldwell Banker Northern California
Elk Grove Office

Ask the Questions
  • What are the best rates available? 
  • How do you know if you are getting the best deal?
  • Are the lowest rates quoted really the best deal?

    Get the Answers

    • Always make sure to get a full quote in writing. 
    • Make sure to look at the APR not just the rate quoted.
    • Compare the APR, not the rate quote.
    Hidden behind the rate quote are fees that add to the real cost of the mortgage. Make sure that you know what you are paying for.  Don't pay a middleman plus the cost of the loan. Make sure that you are dealing with a direct lendor, not a mortgage broker

    Make sure that you are pre-qualified before you call your realtor.  You really want to know how much house you can afford to buy before spending the time to look at houses.
     

    Here is a Mortgage Worksheet so that you will know what information you will need to provide to get your loan.

    Call one of our recommended lenders:

    • Laura Churchill at 916-549-6776
    • Tim Mikulin at 916-601-5500
    • Steve Germoles at 916-977-1232

    If you still have questions, get our free book on Demystifying the Mortgage Process. Click "Download Ebook" button below:

    If you want to apply online right now, click the green button below: